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才, 材 and 财

Originally there was just 才 cái meaning any kind of resource.

Later this meaning was split into 材 cái 'material resources' using 木 mù 'tree, wood' and 财 cái 'financial resources, money' using 贝 bèi 'shell'. Shells often appear in characters concerned with money as they were used as such in ancient times.
才 Cái was left to denote resources in the sense of 'talent'.

Common words using these characters are:

才能 cáinéng 'talent'
材料 cáiliào 'material(s)'
发财 fācái 'make money'

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